One operating layer. 61 modules on a single path.
Cabier is not a catalogue of compliance tools. It is one obligation model, one control architecture and one evidence vault, with modules that carry named supervisory obligations on top of them. Every module below sits on the same spine, and the spine is what a supervisor actually scopes.
Operating layer
20
Assurance domains
10
Cabier AI
16
One path from intake to the supervisory pack.
The modules are not a catalogue to shop from. They are stations on a single path, and the path is the product. A bank, insurer, asset manager or market infrastructure firm runs the same six stages; the obligation model is what differs.
Intake
Entity map, regulated activities and in-scope estate captured once, in a confidential workspace.
6 further modules operate at this stage
Obligation model
DORA, Basel, SR 11-7, OSFI, SMCR, NIS2 and MiCA resolved into one obligation set per entity — not seven programmes.
6 further modules operate at this stage
Control set
Controls selected from the institutional library, mapped to each obligation, with overlaps asserted once.
Continuous evidence
Evidence collected continuously and graded for effectiveness, not filed pass or fail once a year.
16 further modules operate at this stage
GRCiQControl Testing WorkbenchAgentic Control TestingContinuous Financial Infrastructure AssuranceManaged Cyber GRCEnterprise Data Governance OSSustainability AssuranceAI Oversight FabricAI Assurance OSAI Trust ScoreAgent WorkforceTokenisation Assurance FrameworkSettlement Assurance BoardCohort B — Deposit TokensStablecoin ReservesSecurities CohortAttestation
Board and executive attestation with named accountability, and remediation that moves the position on closure.
2 further modules operate at this stage
Supervisory pack
A scoped pack a supervisor or auditor can work through without opening the estate, with every number traceable.
3 further modules operate at this stage
Every module, grouped by what it carries.
Filter to your own estate. Each module names the obligation it serves and the frameworks it answers to.
61 modules shown
Or filter by where it sits on the engagement spine
Operating layer
The spine every engagement runs on — obligation model, control architecture, evidence vault and the resilience position that rolls out of them.
Assurance domains
Domain engines that carry a named supervisory obligation: financial infrastructure, cyber, conduct, resilience, third parties, data and ESG.
Cabier AI
The independent oversight layer for AI-driven systems — estate-wide, jurisdiction-aware and model-agnostic.
Tokenisation assurance
Governance above the rail. Six institutional obligations bind the booking institution whichever consortium clears the trade.
Sector packs and delivery
Vertical packs, filing and toolkit surfaces, and the delivery vehicles senior practitioners work through.
CLARITY Act · Senate Calendar No. 423 — House-passed 17 July 2025, awaiting Senate floor time. We plan on the regimes that bind today.
What governs nowThe parallel L5 spine — closing the CLARITY / GENIUS gap.
Continuing the rail above: the integrity spine attests the token settles; the conduct spine attests the issuer behaves lawfully — AML, fraud and illicit flow, yield and consumer fairness. Bound equally on bank and non-bank issuers.
Financial-Crime Controls
AML / BSA programme assurance — 8 sub-controls, OFAC/UK OFSI/EU list reconciliation evidence.
Open moduleFraud & Illicit-Flow Assurance
Consumer fraud, on-chain tracing (Chainalysis / TRM / Elliptic), L3 intervention — 6 sub-controls.
Open moduleYield / Product Classification & Consumer Fairness
Howey-style determination, reserves, disclosure, Yield-Guardrail Standard — 6 sub-controls.
Open moduleFlagship — Functional-equivalence assurance.
Substantial similarity, the yield-guardrail case study, and the three-pole map.
CLARITY / GENIUS Watch.
Bill status, three poles, banks vs dissent vs swing, FDIC tokenised-deposit comment cycle.
Now also live · Resilience Spine — 10–12
Private credit, pension fiduciary and the mortgage cliff — with ITGC and TPRM packs.
The third L5 spine. Same evidence engine. Same anchor-pack discipline. Sequenced by regulatory adoption.
CLARITY Act · Senate Calendar No. 423 — House-passed 17 July 2025, awaiting Senate floor time. We plan on the regimes that bind today.
What governs nowThe boards shipped this half.
AI governance, tokenisation, the resilience spine, the capital and cyber pivots, and the auditor-grade evidence layer — each module reads from the same evidence vault and rolls into ORS.
AI Governance & Tokenisation — H2 2026
GPAI Model Registry
EU AI Act Art. 53–55. Systemic-risk classification, model cards, post-market monitoring.
Open boardStablecoin Reserves
GENIUS / MiCA reserve attestations, 1:1 backing evidence, monthly auditor sign-off.
Open boardTokenised Securities Cohort
DTCC / CLARITY pilot cohort — issuance integrity, custody, settlement assurance.
Open boardResilience Spine — OB-10 / 11 / 12
NBFI Stress Board
Private credit, hedge fund and MMF leverage / liquidity stress exposures.
Open boardPension Fiduciary Board
DB / DC funding ratios, LDI buffers, trustee fiduciary attestations.
Open boardMortgage Cliff Board
Payment-shock cohorts, PTI deterioration, arrears probability by vintage.
Open boardCapital & Cyber — H2 2026 pivots
Basel 3.1 Delta
Output-floor, RWA migration and CET1 impact tracking through endgame phase-in.
Open boardDORA Year-2
ICT register completeness, third-party concentration, TLPT and SLA breaches.
Open boardSEC 8-K Materiality
Item 1.05 materiality determination, 4-business-day clock, filing status.
Open boardCIRCIA Reporting
72-hr incident / 24-hr ransom-payment reporting workbench for US critical infra.
Open boardThe AI Oversight Fabric.
Institutions no longer choose one AI. They run estates. Cabier is the independent oversight, governance and assurance layer above them — one fabric, one policy engine, one trust score, one resilience number.
Governing multi-model AI in the global digital financial system.
Western frontier labs, open-weight releases, sovereign stacks and observed Chinese ecosystems, running under one Assurance Kernel. Clients own the AI. Cabier operates the trust.