CLARITY Act · Senate Calendar No. 423 House-passed 17 July 2025, awaiting Senate floor time. We plan on the regimes that bind today.
What governs nowThe Assurance Operating System for the Global Digital Financial System.
An always-on trust layer for AI, tokenised assets, deposit tokens, stablecoins, CBDCs, digital identity, financial crime, cyber, operational resilience and third-party risk, bound to one institutional resilience position.
You choose the AI. CABIER orchestrates the trust.
The assurance layer above the rail
Chains settle. Regulators supervise. CABIER assures.
Circle, DTCC, Canton, Kinexys, Euroclear, Nasdaq, the hyperscalers and the frontier labs are all building the rails, the assets and the intelligence of the digital financial system. That work is necessary, and it is not what CABIER does.
CABIER is the independent assurance layer that sits above those rails, the operating system that lets a board, a regulator, an auditor or a sovereign trust what the rail is doing, in production, on a signed and dated basis. That layer is not built by the operators of the rail. By construction, it cannot be.
Continuous Financial Infrastructure Assurance is how that layer runs.
AssureCore
One assurance boundary. Connected applications.
Every CABIER surface is an application running through AssureCore: the same ORS, the same Trust Gates, the same Evidence Vault, the same Control-as-Code primitives and the same signed audit IDs. Nothing is bolted on. Nothing is a second source of truth.
AI Oversight Fabric
Open →The oversight layer above frontier, open-weight, sovereign, private and on-premise models, without provider ranking or endorsement.
Sovereign AI Governance OS
Open →Model registry, per-jurisdiction policy engine, cross-border AI gateway and AI evidence vault — neutral across national ecosystems.
AI Trust Score
Open →Fourteen-category, evidence-anchored assessment for each AI system in the estate. Its effect feeds the institutional ORS. Model-agnostic.
Global AI Assurance
Open →Model and system assurance, runtime controls, independent evaluation and evidence across the global AI estate.
Operational Resilience OS
Open →Impact tolerances, severe-but-plausible testing, DORA / OSFI E-21 / PRA SS1/21 evidence, live posture.
Tokenisation Assurance OS
Open →Reserve attestations, redemption SLAs, GENIUS/CLARITY substantial-similarity, MiCA Art. 36 evidence.
Cyber Assurance OS
Open →KEV exposure, patch SLA, SEC 8-K Item 1.05 posture, NIS2 Article 23, OSFI B-10 concentration.
Financial Infrastructure Cyber Command
Open →Supervisory cyber layer across banks, market infrastructure, custodians, stablecoin issuers and tokenisation operators — bound to disclosure clocks.
AI Regulatory Framework OS
Open →Live regulator twin across EU AI Act, SR 11-7, NIST AI RMF, ISO 42001, OSFI E-23, AIDA.
Government Assurance OS
Open →Sovereign-routed control plane for CBDCs, bank supervision, critical infrastructure and financial stability.
The four assurance domains
One architecture. Four domains.
The Assurance Operating System expresses itself across four domains. LIVE marks available platform surfaces. ARCHITECTURE marks a published design that is not presented as deployed.
Financial Infrastructure Assurance OS
LIVEBanks, capital markets, payments, tokenisation, stablecoins and CBDCs, with assurance above the rail.
Open →Sovereign AI Governance OS
LIVENeutral, sovereign-routed governance for multi-model AI estates across Western and non-Western ecosystems.
Open →Critical Infrastructure Resilience OS
ARCHITECTUREEnergy, healthcare, transport, telecoms, water, ports and supply chain. Advisory today; platform surface in planning.
Digital Government Assurance OS
ARCHITECTUREDigital identity, citizen services, government AI and cross-border trust. Advisory today; platform surface in planning.
How CFIA runs
Always on. One score. Signed.
Continuous evaluation
Controls, AI agents, smart contracts, blockchain interactions, cyber events, regulatory change and operational dependencies are evaluated on a live cadence, not on a quarterly audit rhythm.
One score, live
Every signal contributes to the institution's current Operational Resilience Score (ORS). No parallel spreadsheet. No manual roll-up. Board pack, regulator brief and audit ID are generated from the same evidence set.
Twin against twin
Institution twin is compared continuously to the applicable supervisory position across the connected assurance architecture. The delta is the artefact a supervisor sees.
Signed, dated, defensible
Every material change carries a signed audit ID, a dated citation and a named accountable executive. Attestation is always human.
Who CFIA serves
Both sides of the supervisory table.
Institutions
Banks, insurers, market infrastructure, digital-asset issuers, tokenisation platforms and systemically important operators run CFIA to produce a defensible, live posture across AI, cyber, resilience, financial crime, conduct and tokenisation — on one score, on one evidence set.
Sovereigns & regulators
Central banks, financial regulators and sovereign operators run CFIA as a supervisory technology surface — CBDCs, bank supervision, critical infrastructure, financial stability and cross-border interoperability, in one sovereign-routed control plane.
Guardrails