Regional tokenisation track · Francophone Africa

    Above the BCEAO, BEAC and OHADA rail.

    The Francophone African tokenisation track covers the BCEAO (WAEMU / UEMOA), the BEAC (CEMAC), the COBAC banking-supervision regime, the CREPMF regional capital-markets authority, and the OHADA uniform commercial-law framework. The substrate ships Q2 2027 with explicit attention to multi-currency settlement, French-language regulator interfaces, and AfCFTA / PAPSS cross-border flow.

    In development
    Q2 2027
    Regulator map
    BCEAO — Banque Centrale des États de l'Afrique de l'Ouest

    WAEMU monetary authority, eight-member CFA franc (XOF) zone, payment-systems and digital-currency oversight.

    BEAC — Banque des États de l'Afrique Centrale

    CEMAC monetary authority, six-member CFA franc (XAF) zone, banking-system stability and payment-systems oversight.

    COBAC — Commission Bancaire de l'Afrique Centrale

    Banking supervision for the CEMAC zone, including custody, AML and operational-resilience treatment of tokenised activity.

    CREPMF — Conseil Régional de l'Épargne Publique et des Marchés Financiers

    Regional capital-markets authority for WAEMU, with issuance and disclosure oversight for tokenised-securities offerings.

    OHADA — Organisation pour l'Harmonisation en Afrique du Droit des Affaires

    Uniform commercial-law framework across 17 member states governing security interests and corporate structuring used in tokenisation transactions.

    Cohort treatment in Francophone Africa
    Cohort A · Tokenised securities (Francophone Africa)

    Regional bond and equity tokenisation under CREPMF disclosure regime, OHADA-conformant security interests, BRVM-anchored secondary venues.

    Cohort B · Tokenised deposits (Francophone Africa)

    CFA-denominated bank-deposit instruments under BCEAO / BEAC payment-systems oversight, with PAPSS cross-border reach.

    Build deltas against the generic global substrate
    Δ1
    Bilingual regulator-facing window

    French- and English-language regulator-facing artefacts with terminological parity across COBAC, CREPMF and OHADA filings.

    Δ2
    CFA / PAPSS multi-currency settlement

    Reconciliation across XOF, XAF and cross-border PAPSS flow with sovereign-residency constraints honoured and FATF R.16 originator/beneficiary envelope preserved.

    Δ3
    OHADA security-interest evidence

    Tokenised collateral and security-interest perfection mapped to OHADA Acte Uniforme treatment, with trustee and registry-attestation evidence captured.

    What is withheld from this brief

    ORS weights, the effectiveness-grade rubric, Trust Gate definitions, the dependency-graph internals, and the institutional control library specifics for Francophone Africa. The category map is public; the full operating disclosure is released only under signed terms.

    Cabier sits above the rail. The rail settles; the institution governs.