Global Housing Risk Index

    Compare housing market vulnerability across eight major regions using six structural risk components. Scores are normalized to a 0-100 scale based on institutional benchmarks.

    Canada — Component Breakdown

    Price-to-Income
    85/100
    Household Leverage
    82/100
    Refinancing Exposure
    78/100
    Bank Concentration
    90/100
    Speculative Ratio
    72/100
    Supply Elasticity
    30/100

    Composite Risk Score

    0Critical

    Canada scores 81/100 on the Global Housing Risk Index, indicating critical structural vulnerability relative to peer markets.

    Regional Ranking

    1Canada
    Critical
    81
    2Australia
    Critical
    75
    3United Kingdom
    Elevated
    70
    4China
    Elevated
    70
    5United States
    Moderate
    52
    6Europe (avg)
    Moderate
    51
    7Germany
    Moderate
    48
    8Gulf States
    Moderate
    41
    Sources: BIS, OECD, IMF GFSR
    Updated: Q1 2026 estimates
    Property and Energy Stability Series

    Educational only. Not financial advice.