Cyber Financial Contagion Risk Index

    Measure how vulnerable financial systems are to cyber-driven systemic disruption. The CFCRI evaluates six structural pillars that can amplify cyber events into financial contagion, drawing on frameworks referenced by the BIS, IMF, and national cybersecurity agencies.

    Risk Pillar Inputs

    Financial Infrastructure Exposure
    20%
    55
    Banking Sector Cyber Resilience
    20%
    45
    Third-Party Technology Dependency
    15%
    60
    Critical Infrastructure Vulnerability
    15%
    50
    Cyber Threat Environment
    20%
    65
    Regulatory & Institutional Readiness
    10%
    40

    CFCRI Assessment

    0CFCRI
    High Contagion Risk

    Contagion Propagation

    6–24 hours

    estimated spread time

    Sector Most at Risk

    Vendor Ecosystem

    highest exposure

    Institutional Resilience Gap

    58/100

    insufficient

    Mitigation Priority

    Active containment planning

    recommended action

    Current inputs produce a CFCRI score of 58/100, indicating high cyber-financial contagion risk. The sector most exposed is Vendor Ecosystem, with an estimated contagion propagation window of 6–24 hours. Institutional resilience gap stands at 58/100.

    Torchlight Insights

    • Financial contagion increasingly originates from digital infrastructure rather than traditional credit crises.
    • Operational resilience is now as critical as capital adequacy for financial stability.
    • Third-party technology concentration creates hidden systemic risk across institutions.
    • Cyber warfare can transmit financial shocks faster than traditional market crises.
    • Modern economic stability depends on digital infrastructure resilience.
    Sources: BIS, IMF, OECD, NIST
    Model: 6-Pillar Weighted Composite
    Read: Economic Warfare in the Digital Age

    Educational only. Not financial advice.